Showing posts with label Holly Henderson. Show all posts
Showing posts with label Holly Henderson. Show all posts

Wednesday, August 19, 2020

You Need a Budget Now!!

 

                    You Need a Budget Now!!

 

 

1 Amazing Tool X 4 Genius Rules =

Why You Need a Budget Now!!

Sigh… Budget the dreaded word in most households today.  This one word evokes pain, sadness, and guilt. Or does it?  You don’t have to be held captive by F E A R of your F I N A N C E S anymore… First and foremost, You NEED an amazing budget tool to help you.  You NEED budget rules to help you…

An Amazing Budget Tool!

Enter YNAB or “You Need A Budget.”   YNAB is a popular and amazing online budget tool and platform for you to become a BUDGET MASTER! Master your own destiny today with YNAB’s mobile app.   Another way to find out more about YNAB is on their Facebook page here.  This app allows you to check your expenses on the go and keep you and your spouse on track and on the same page of your financial goals.

YNAB has four genius main Rules for you to follow:

  1. Rule One – Give Every Dollar A Job
  2. Rule Two – Embrace Your True Expenses
  3. Rule Three – Roll With the Punches
  4. Rule Four – Age Your Money

This Amazing Budget Tool Helps Me to Rule my World

I started using the “Classic YNAB” tool about a year ago.  Of course it took me a good three hours to enter EVERY SINGLE BUDGET LINE ITEM.  Just that action item alone will make you not want to spend any money!  Seriously, money is no laughing matter!  No doubt, that not having enough money planned to pay your bills or being charged $35 bank overdraft fees is enough to make you cry.  YOU can do this budget thing!  YOU can learn to live within your means.  Look to your financial future with hope!  But — you know there is always a catch — YOU must be proactive DAILY.  You must monitor your finances CONSTANTLY!  Just last week I averted two $35 bank fees.  Why?  Because I logged into my bank account and saw the *pending* bank transactions.  All things considered, I was able to transfer money from my savings account to cover the needed amounts.  YAY!  Score!!  Double Score!! 

LIFE HAPPENS

My usual daily routine is to check my bank balances first thing in the morning.  However, last week I was in the midst of 3 kids having the 24-hour stomach bug. The 24-hour bug x 3 kids = at least 7 days of cleaning and carpet shampooing.  Well, you get the picture.  Nevertheless,  because my mind was on these sweet children, I lost track of time and routines and life.  So, by the time Saturday rolled around, I thought my hubby was late for work.  Yet, it was Saturday NOT Friday.  My point is, I normally check my all of my bank accounts for any activity.  I forgot.  Life happened.  LIFE could have cost me if I was not paying attention.  You know mishaps cost you money all.the.time!

For this reason, I suggest that you ensure that your financial house is in order.  The latest YNAB version offers a free 34-day trial, then it is about $5/month.  What another fee?  I was a little salty about paying the $5/mth fee at first.  Then I realized that this online tool, pays for itself, by giving me real-time information at the click of my fingertips.  You KNOW Need a Budget NOW.  Like, yesterday!  Check it out.  It *may help you to* Save your financial future.  Did you catch my monetary play-on-words there?  You can bank on it that my humor is priceless.  I guarantee it  ;0)

 

 

Are You Hearing the Call for a Vocation to Serve the Lord?

 

Are You Hearing the Call for a Vocation to Serve the Lord?

 

Are You Hearing the Call for a Vocation to Serve the Lord?

Before I left the Episcopal church and become Catholic, I had heard the term “vocation” used here and there, once in a while. Mostly my immediate thoughts on the term brought up images of the clergy, specifically the priesthood or one’s job or career.  After I was married I began listening to various radio and television programs about being a wife and a mother. I would often hear the phrase the “vocation of a wife.”  Wait a minute!  A wife is a vocation?   Yes! The word vocation really means a “call” from God. It is that pulling of your spirit to connect with the Lord in a deeper, profound way. Wowza!  The vocation of marriage opens one up to be a parent. Now you know that parenthood is a calling!

 

We Are All Called to Holiness

We are commanded many times in the Bible to ” love the LORD thy God with all thine heart, and with all thy soul, and with all thy might.” When we draw close to the Lord, he draws us close to him (James 4:8). Our desire to follow the Lord is rooted in our first Sacrament of Baptism. As we grow in the Faith, our Faith grows in the Lord.

“Beloved, let us love one another: for love is of God; and every one that loveth is born of God, and knoweth God.”

(1 John 4:7)

 

Four Specific Vocations

The four specific vocations are: single life, married life, consecrated life or the ordained ministry.  Depending on which vocation we have chosen, we live out the invitation ‘to be holy’ differently.

  1. Single Life – living for Christ daily and serving the Lord; helping others in work and prayer.
  2. Married Life  -institution upon where a husband and wife promise to love each other; a lifetime of fidelity without reservation & friendship.
  3. Consecrated Life – entails the path of following Christ through their three vows of chastity, poverty, and obedience.
  4. Ordained Ministry – through the Sacrament of Holy Orders, priests give sacrificially of their lives daily.

 

MARRIAGE VOCATION

 

It is through the vocation of marriage, where the cornerstone of society, the family is born. You accepted matrimonial vows of being open to procreating children. Procreation, as in being a vessel that God can use to bring forth life. As my priest, Fr. Meeks, who officiated my wedding, stated to Mike and me during premarital counseling: “Be open to Life, babies are the only thing that you can create that you can TAKE WITH YOU HEAVEN!” Wow! The gift of life. The gift of parenthood. The gift of eternal life. The gift of eternal life for your children!

So yes, the COVENANT of marriage, between ONE MAN + ONE WOMAN, was instituted by God Himself. And what God has joined together, let no man put asunder! Amen!

Mike and I were married on May 6, 2006. We had 305 guests at our nuptials at Christ the King Towson and reception at St. Joseph’s Catholic Church. (Plus an additional 85 guests at a second reception at the home of my father and step-mother in Fernandina Beach, FL, a few weeks later.) I talked about my destiny of being Catholic in this post. Mike and I were the first couple, who were non-members of St. Joseph’s in Fullerton to use their new parish hall for our reception (as Christ the King did not have a parish hall). We dined on delicious fare by The Manor Tavern in MONKton, MD. The Manor Tavern also hosted President George Washington!  Remember, my native state of Maryland was formed as a CATHOLIC colony.

By September 2006, Mike and I were shocked to learn that we were expecting! I say “shocked” because, all of our friends had said that “it takes a long time to get pregnant, sometimes years.” Mike and I had only married four months prior to conceiving, so naturally to us, four months was not “a long time”.

On May 6, 2007, we celebrated our 1st Anniversary and seven days later on Saturday, May 12, 2007, was born Michael “Paul” Henderson, Jr. The next day was Mother’s Day. I had asked the Lord to please “make a Mother before Mother’s Day” and He answered my prayer.

MARRIAGE VOCATION + MOTHERHOOD

During my pregnancy with Paul, I read a gazillion books on pregnancy and motherhood, like the classic “What to Expect When You’re Expecting.”  I read about the hormonal changes your body goes through and what types of food to eat for a healthy pregnancy and so on. But what I didn’t expect was hormonal + spiritual bonding taking place in my womb.

“You made all the delicate, inner parts of my body and knit me together in my mother’s womb.” Psalm 139:13

Once the hormonal + the spiritual bonding starting happening in my womb, I knew that I wanted to be a homemaker. I remember telling Mike that I would not be returning to the workplace and that we would just have to eat cereal or mac-n-cheese for dinner. I was so serious. I didn’t know how we would make it on one income, but we decided to trust the Lord. I will say that that decision while being the best one that I have made, has not been easy. In fact, living on one income has been extremely hard. We both have two sets each of student loan debt + credit card debt. But we are committed to living within a budget which includes giving to our Parish. We added two more children to our quiver since the birth of Paul. Six years ago I started homeschooling Paul. I love using Catholic Seton Home Study as we both grow in our knowledge of the Faith.

You see once you are open to the Lord about one thing, He will open up the next door for you and then the next door and so on. As your responsibilities grow, your trust in the Lord will be a natural outpouring of Faith in Him to see you through to the next thing.

 “If you are faithful in little things, you will be faithful in large ones. But if you are dishonest in little things, you won’t be honest with greater responsibilities.” Luke 16:10

Who knew that 10 years ago, one decision to be open to having children, would lead me to converting to Catholicism, start homeschooling my children, having my son desire to serve the Lord at the altar and blogging about it? I didn’t! But the Good Lord sure did.  What is the Lord nudging you to do? Trust in Him and be Obedient now. Seek the Lord while He may be found in this season when you are hearing his voice — heed His call to you.

“Remember what it says: “Today when you hear his voice, don’t harden your hearts as Israel did when they rebelled.” Hebrews 3:15

 

VOCATION OR “THE CALLING” TO HOLY ORDERS

Paul has now joyfully served three Sundays in a row as “Boat Boy.” Fr. Mark Lewis is so proud of him and Paul is proud of himself.  I asked him what he likes most about serving.  He said, “I feel close to the Lord up there.”  I asked him, “Is the Lord speaking to you up there Paul?”  He said, “Yes Mommy, the Lord says ‘Good job Paul.  I am proud of you.'” I have read several articles of young boys who were altar servers who eventually became priests. Their initial experience of serving at the altar was the same as Paul’s experience.  They felt a sense of closeness to the Lord and felt they could hear the Lord more clearly while near the Sanctuary.  I could see how some parents, moms in particular, while proud that their now young son is serving the Lord, would have second thoughts of him as an adult becoming a life-long priest.  What about marriage for their son? What about my future grandchildren?  I admit I have these same thoughts too.  I suppose this is another area, where I am willing to Trust that the Lord’s plan for Paul’s life is greater than my own desires, regardless of how noble those dreams are to me.

 

“Train up a child in the way he should go: and when he is old, he will not depart from it.”  Proverbs 22:6

Regardless of your hopes or dreams or fears, are you open to hearing the Lord for His calling for you?  As a parent are you open to the calling on your child’s life?  Are you training your child to hear the Lord for himself/herself?  Pope John Paul II wrote, in his 1994 Letter to Families, “Parents are the first and most important educators of heir own children, and they also possess a fundamental competence in this area; they are educators, because they are parents.” (16)

Thus, as parents are the first educators, it is our bounden duty to provide for the moral, spiritual, and intellectual formation of these children.  Teaching children the fundamentals of the Catholic Church, how to pray and the Sacraments are essential and have eternal benefits and enable one in hearing the call of God in your life.

Greetings & Salutations!

 

Greetings and Salutations! I’m Holly Henderson. Devoted Wife. Busy Mom. Avid Homeschooler.  Instapot Lover!  Six-time Telly Award Winner. PR Pro & Blogger. Delivering the Good News Message of the Day for your Home & Life. 

 

 

I’ve always loved the gift of gab!  Especially in high school as the president of the student government, I delivered the morning announcements with a twist. I was the first ever to host the morning announcements via live broadcast talk show format.  The show was followed by a taped national program, Channel One.  So my nickname became Ms. Channel One.

Media Mogual Dreams

My dream was to become a national news anchor, so I then went on earn a B.A. in Communications from the University of North Florida and later a M.S. in Transportation Management from Morgan State University and wrote my thesis: “The Impact of 9/11 on Airport Security Systems: A Case Study of BWI Airport” (and defended that bad boy for over 3 hours)!  In the interim, I decided to fly the friendly skies as an international flight attendant for Continental Airlines.  Later, I was selected as a political appointee for Maryland Governor Robert E. Ehrlich as a media liasion at BWI Airport and also served under Governor Martin O’Malley.  I hosted two radio programs and a six-time national award-winning local cable TV program.  I was living the dream…  Are YOU living your dream?

                       Mommy Majestic Reality

Yet, I wanted more.  Motherhood was calling and I was queen of my castle.  Consequently, I left the corporate world to become a stay-at-home and have never looked back.  Have you also made the decision to be a homemaker?  Sometimes I looked back with nostaligia at my awesome layovers and income. But now, I look forward with excitement as I enter the world of blogging and working from home.  After three emergency c-sections, I was neither physically or mentally ready to dream about being an entrepreneur.  So now I feel the time is right to join other successful moms on this path to financial freedom. You too can make your dreams a profitable reality, even from the comfort of your own home.

My goal:  I want to join the ranks of the fabulous Mompreneurs. To parlay my 16-year experience in the Public Relations (PR) arena into a profitable and fun online business.  In addition, help others do the same along the way!  What is YOUR next life goal?

~Holly

DISABLED VETERAN & BLACK-OWNED BUSINESS LAUNCHES FUNDRAISER TO BENEFIT THE SERVICE DOG INSTITUTE / CHILDREN WITH SPECIAL NEEDS

                                           Media Contact Information:    Holly Henderson: 443-827-1791, TheMessengerMom@gmail.com IMME...